Our Team

• President Founder of 990 Capital

• Since April 2010 has managed BOAT Capital platform and steered its growth to over $1.4 billion

• 25+ year career in senior roles at TAO Asset Management, Deutsche Bank and CIBC

James Joyce

Founder, President

• VP at 990 Capital since September, 2016
• 14+ years of experience in structured finance across various industries in multiple countries (Ireland, Australia, Canada)
• Active committee member of the Future Leaders Initiative of the Canadian Finance & Leasing Association (CFLA)

Karen Dowling

Vice President

• VP at 990 Capital since March, 2023
• Managing Director at CWB Maxium where he led the Indirect Finance (Program Finance) group from 2020 until departure in 2023, representing over $800MM AUM for the Bank
• 10+ years of experience in structured finance
• CPA, Senior at Ernst & Young

Justin Limpright

Vice President

• Director at 990 Capital since July, 2023
• Led Capital Markets efforts at notable Fintech start-ups where she raised and managed over U$300MM in asset-backed debt capital
• Over 8 years of experience in structured credit as funder (RBC), credit fund (Sivo) and originator (Clearco)

Lindsay Corlett


• VP, Risk, at 990 Capital since April, 2019
• 15+ years of experience in risk, financial analysis, funding, and operations across various industries
• Senior roles with GE Capital and Wells Fargo

Malkan Pinto

Vice President, Risk

• Director at 990 Capital since August 2010
• 25+ years of credit and operations experience gained in the financial services field, specifically in the vehicle and equipment leasing industry
• Former VP Operations for Bodkin Leasing Corporation managing the documentation, PPSA, contract booking, insurance, customer service and securitization admin processes.

Yvonne David

Director, Audit & Compliance